Today, we want to discuss decision-making in financial and non-financial situations ‘on the margin’. Gaining a perspective on the ultimate impact of a variety of alternatives on the margin can facilitate decision making and ease concerns about what at first might seem to be very different potential outcomes. Considerations of the true impact that differences of outcomes have ‘on the margin’ can be very helpful in making financial and investment decisions in a way that is too often left unexamined by most people. In fact, it might be liberating to some who find themselves paralyzed with indecision. An example will illustrate what I am talking about…

The concept of the orderly, low-stress retirement, while not that distant a memory for some, is not much present anymore these days…

Many people say that they do not like sales, can’t sell, don’t like having to try to sell or making some snarky comment about the ‘slick’ sales types that they know. It is such a limited, dare I say naïve, view? We are all selling all the time…