Investment Strategy & Philosophy

Before Lava Wealth Management commits client assets to any securities, the managers expect to have a well-developed view of a client’s financial needs and goals, constructed from discussions with the client. Once a clear understanding of a client’s needs and goals has been developed, Lava Wealth Management will use a combination of securities to achieve these ends.

Lava Wealth Management’s overall bias is a conservative one. The firm seeks to create competitive risk-adjusted returns for its clients while attempting to limit the overall portfolio risk. Lava Wealth Management will allocate client assets to create a diversified portfolio that may include large cap ‘blue chip’ stocks, mid-cap stocks, small cap stocks, dividend paying investments, preferred shares, master limited partnerships, foreign equities, and fixed income securities.

Given the right opportunities and taking into consideration a client’s risk tolerance, Lava Wealth Management will also use a limited mix of thinly traded or special situation stocks that have unique capital appreciation opportunities and greater growth potential. Regardless, in all cases, Lava Wealth Management’s bias will remain oriented to capital preservation while pursuing growth opportunities and maintaining a focus on tax efficiency centered on long-term capital gains rather than short-term trading profits. In the end, it is not what you make but what you keep that matters.